Surest Plan A2500

With this copay plan, there is no deductible and no coinsurance. You’ll get head-to-toe coverage for you and your family from colds to cancer, preventive to emergency care – available through the large, national UnitedHealthcare provider network. Plus, access from anywhere with virtual options. 

  • Search for care, compare actual prices (not estimates) in the form of a copay, and see ratings and reviews. When you compare options, you can also potentially save money. 
  • Surest members average 50% lower out-of-pocket costs compared to traditional plans offered by employers. 
  • Access to a broad, national UnitedHealthcare network of 1.8 million providers and 5,000 hospitals. 
  • Lower copays are assigned to providers evaluated as high-value – in other words, those providers are more effective and cost efficient. 

Compare to help find the right health plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan highlights

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

Copay due for certain services and prescriptions

Savings account options

Flexible spending account (FSA) offered

Medical annual deductibles and out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

Medical costs - copays ($) and coinsurance (%)

  • Doctors and specialists

  • Virtual, urgent and emergency care

  • Doctors and specialists

  • Virtual, urgent and emergency care

Pharmacy costs

  • Pharmacy deductible amounts

  • Prescription drugs

  • Pharmacy deductible amounts

  • Prescription drugs

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

The importance of a primary care provider (PCP)

Primary care provider

This plan does not require you to have a primary care provider (PCP), but choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health. 

  • It's easy to find and choose a network Primary Care Provider

The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one. 

Flexible Spending Account

This plan offers flexible spending account (FSA) options through your employer. With an FSA, you can set aside money to help pay for eligible expenses. You don’t pay taxes on the amount you contribute, which helps save you money.

Flexible spending accounts (FSAs) are administered by UnitedHealthcare and are subject to eligibility and restrictions.